…on first years premium (1)
…we do the shopping
…we offer you a large choice
…you can act with confidence
…you don't pay for our service
… easy, fast and with no hassel
... compare, you could save up to 40% (2)
…peace of mind (3)
1.This offer is available for all insurance companies that are on our panel. To take advantage of this offer, mention the offer to Tradies Direct at the time you submit an enquiry for a quote. After 12 months we will email you a reminder that your rebate is due, so you can call to confirm your details. To be eligible for this offer, your policy needs to remain in force for the full 12 months. Any rebate to which you are entitled will be paid directly into your bank account or provided on a.
2. The 12 insurance companies and a saving up to 40% is based on the highest priced income protection product available on Synchron's panel versus the lowest priced income protection product on our panel, as at 12/08/2015 and based on hypothetical carpenter 35 year old male smoker seeking a $3750 p.m income protection policy, 5 year benefit, 30 day wait. Not all insurance providers in the market are included in our comparison. The amount of any savings will depend on your personal circumstances.
3. When you take out Life Insurance from Tradies Direct, our insurers will give you a 14 day money back guarantee - so if you cancel your Life Insurance policy in the first 14 days, our insurers will give you a complete refund. After that, there are no refunds. Your policy gives you Life Insurance cover - it is not a savings plan
Income Protection Insurance protects an individual against loss of earnings in the event they are unable to work at their defined form of work, trade or profession.
Term life insurance pays a lump sum benefit on the death of the life insured, during the term of the insurance. It is probably the most economical form of protection for your family in the event of your death.
Total and permanent disability insurance (TPD) is usually purchased as an optional extra on a life insurance policy and covers against a permanent disability arising from illness or injury which prevents you from ever working again. A claim is usually paid as a cash lump sum. The amount of cover is normally limited to the amount of life cover purchased, although additional standalone TPD cover can be purchased separately. The cost of TPD cover will be higher if you work in an occupation which requires manual work. Commonly claimed TPD conditions are back injuries and mental illnesses.
Business Expenses Insurance is an extension of Income Protection Insurance and protects the business expenses of a business in the event the principal earner of income is unable to do so due to sickness or accident
Trauma Insurance provides for a payment of a stipulated amount in the event the insured is determined to be suffering a defined illness
Provides insurance cover for groups of people working in a common industry or the same company or organisation. Group Insurance may include Life cover, sickness and accident and other insurance products that can attract significantly lower premiums/person when provided via a Group Policy as distinct from individual, personal insurance policies. Such Group Insurances may also be provided via an Employment Package as part of employee benefits offered by companies.
Provides protection to a business against the untimely death or disablement of a key person. The policy proceeds may be used to replace the key person, extinguish debt etc. There are many ways to determine whether the business should consider Key Person insurance, and generally the determination will be after a cost/benefit analysis relating to the financial contribution or effect that the person has to the particular business.
